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 Apple revoluciona os pagamentos com cartões (2) infographic
A infografia mostra como funciona o sistema de pagamentos proposto pela Apple.
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TECNOLOGIA

Atualização do iOS vai transformar os iPhones em terminais de pagamento pagamento

By Ninian Carter

February 11, 2022 - O Tap to Pay, incluído na atualização 15.4 do iOS da Apple, permite às
pequenas empresas transformarem um iPhone em terminal de pagamento.

In what could be a massive shake-up of the credit card payment business, Apple is said to be developing iPhone software that will allow a small business to use the smartphone to accept credit card payments, rendering costly third-party point of sale hardware, such as the market-leading Square Reader, obsolete.

Apple has been working on the new feature since it bought Canadian startup Mobeewave for $100m in 2020. The firm specialised in developing technology for smartphones to accept credit card payments using the devices’ Near Field Communication (NFC) chip/antenna.

Given that modern iPhones contain an NFC system already, it is most likely the new functionality will be included in a future iOS update – possibly iOS 15.4 – and be bundled in as part of existing Apple Pay technology.

There are over 11 billion EMV chip credit cards in circulation worldwide – cards with an embedded smart chip that stores data needed to process a transaction.

EMV security technology was pioneered by Europay, MasterCard and Visa way back in 1994, and has become the standard for payments made with credit, debit, or prepaid smart cards.

Sources
PUBLISHED: 16/03/2022; STORY: Graphic News
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