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 Dívida recorde das famílias nos EUA infographic
A infografia mostra a dívida das famílias nos EUA desde 2004.
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NEGÓCIOS

Dívida recorde das famílias nos EUA

By Duncan Mil

July 15, 2021 - A dívida das famílias nos EUA cresceu $85.000 milhões para $14,64 biliões no primeiro trimestre de 2021, impelida pelas hipotecas, crédito automóvel e a estudantes – os maiores componentes da dívida familiar.

The Federal Reserve Bank of New York’s Quarterly Report on Household Debt and Credit show that total household debt increased by $85 billion (0.6 per cent) to $14.64 trillion in the first quarter of 2021.

Fueled by low rates and a red-hot housing market, mortgage debt rose by $117 billion in the first quarter of 2021 and stood at $10.16 trillion at the end of March.

Auto and student loan balances increased by $8 billion and $29 billion in the first quarter, respectively.

One surprise in the report came from a substantial decline in credit card debt. Credit card balances now total $770 billion, or $157 billion lower than they were at the end of 2019, “consistent with both paydowns among borrowers and reduced consumption opportunities,” the report stated.

In total, non-housing balances (including credit card, auto loan, student loan, and other debts) decreased by $18 billion and are now $49 billion below the 2019-Q4 level.

Sources
PUBLISHED: 15/07/2021; STORY: Graphic News; PICTURES: Associated Press
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