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 Apple transformará los pagos con tarjeta de crédito (2) infographic
El gráfico muestra cómo funcionría el nuevo sistema de pagos de Apple.


Tap to Pay convierte el iPhone en una terminal de pagos

By Ninian Carter

February 11, 2022 - Tap to Pay, incluido en la actualización de software iOS 15,4 de Apple, permite a pequeñas empresas convertir un iPhone en una terminal de pagos.

In what could be a massive shake-up of the credit card payment business, Apple is said to be developing iPhone software that will allow a small business to use the smartphone to accept credit card payments, rendering costly third-party point of sale hardware, such as the market-leading Square Reader, obsolete.

Apple has been working on the new feature since it bought Canadian startup Mobeewave for $100m in 2020. The firm specialised in developing technology for smartphones to accept credit card payments using the devices’ Near Field Communication (NFC) chip/antenna.

Given that modern iPhones contain an NFC system already, it is most likely the new functionality will be included in a future iOS update – possibly iOS 15.4 – and be bundled in as part of existing Apple Pay technology.

There are over 11 billion EMV chip credit cards in circulation worldwide – cards with an embedded smart chip that stores data needed to process a transaction.

EMV security technology was pioneered by Europay, MasterCard and Visa way back in 1994, and has become the standard for payments made with credit, debit, or prepaid smart cards.

PUBLISHED: 16/03/2022; STORY: Graphic News