• POLITICS: Germany election result (Graphic DUE Sep 26, 19:00GMT)
  • For full details of graphics available/in preparation, see Menu -> Planners
 Deuda récord de los hogares estadounidenses infographic
El gráfico muestra la deuda de los consumidores estadounidenses desde 2004.
GN41595ES

NEGOCIOS

Deuda récord de los hogares estadounidenses

By Duncan Mil

July 15, 2021 - La deuda de los consumidores de EUA se disparó $85.000 millones a $14,64 billones en el primer trimestre de 2021, por aumentos en hipotecas, préstamos estudiantiles y para autos – los mayores componentes de la deuda familiar.

The Federal Reserve Bank of New York’s Quarterly Report on Household Debt and Credit show that total household debt increased by $85 billion (0.6 per cent) to $14.64 trillion in the first quarter of 2021.

Fueled by low rates and a red-hot housing market, mortgage debt rose by $117 billion in the first quarter of 2021 and stood at $10.16 trillion at the end of March.

Auto and student loan balances increased by $8 billion and $29 billion in the first quarter, respectively.

One surprise in the report came from a substantial decline in credit card debt. Credit card balances now total $770 billion, or $157 billion lower than they were at the end of 2019, “consistent with both paydowns among borrowers and reduced consumption opportunities,” the report stated.

In total, non-housing balances (including credit card, auto loan, student loan, and other debts) decreased by $18 billion and are now $49 billion below the 2019-Q4 level.

Sources
PUBLISHED: 15/07/2021; STORY: Graphic News; PICTURES: Associated Press
Advertisement