أبل تهز خدمة الدفع ببطاقات الائتمان
February 11, 2022 - انقر للدفع، آلية مضمنة في تحديث نظام التشغيل iOS 15.4 من أبل، يسمح للشركات الصغيرة بتحويل أجهزة آيفون إلى محطات للمدفوعات.
In what is sure to be a massive shake-up of the credit card payment business, Apple has announced “Tap to Pay” – a new software update for iPhone that will allow a small business to use the handset to accept contactless credit card payments, rendering costly third-party point of sale hardware, such as the market-leading Square Reader, obsolete.
Apple has been working on the new feature since it bought Canadian startup Mobeewave for $100m in 2020. The firm specialised in developing technology for smartphones to accept credit card payments using the devices’ Near Field Communication (NFC) chip/antenna.
The new feature will debut in the U.S. later in 2022, possibly included in the upcoming iOS 15.4 update. As well as accepting credit card payments, it will accept debit cards, Apple Pay and other digital wallets – such as those available on the Android operating system.
There are over 11 billion EMV chip credit cards in circulation worldwide – cards with an embedded smart chip that stores data needed to process a transaction.
EMV security technology was pioneered by Europay, MasterCard and Visa way back in 1994, and has become the standard for payments made with credit, debit, or prepaid smart cards.
- Apple to rival Square by turning iPhones into payment terminals (Bloomberg)
- Upcoming iOS update will allow iPhones to accept credit cards directly using NFC (MacRumors)
- What is NFC and how does it work? Everything you need to know (Android Authority)
- EMV chip credit card technology in 8 FAQs (Thales)
- Square Point of Sale (Square)